May 1, 2024
castilloinstaxIncreased Claims and the Impact They Have on the Increase of Insurance Rates
In the intricate realm of insurance, a subtle shift can send ripples across the industry landscape, affecting policyholders, insurers and the market at large. One such pivotal factor is the surge in claims, which serves as both a symptom and a catalyst for changes in insurance rates. It’s essential to understand the implications of increased […]
March 21, 2024
castilloinstaxCommercial Auto—Are Trailers Covered Under Commercial Auto?
Whether trailers are covered under a commercial auto policy is a common question among business owners. Commercial auto insurance is designed to provide coverage for vehicles used for business purposes. But when it comes to trailers, the coverage can vary based on several factors: Policy specifics—The extent to which a trailer is covered depends on […]
February 22, 2024
castilloinstaxFleet vs. Nonfleet Trucking Insurance
Understanding the key differences and advantages of owning an individual truck vs. an entire fleet is crucial when creating a commercial trucking insurance plan. What Is a Fleet? A fleet typically includes multiple company-owned vehicles, which may vary in type—from delivery trucks and taxis to passenger cars. The specific number of vehicles required to qualify […]
February 14, 2024
AgencyLove Birds & Life Insurance
Hey lovebirds! Valentine’s Day is in full swing, hearts are aflutter, and love is in the air. But amidst all the romance, there’s a silent superhero on duty: life insurance. Yep, it’s like your personal bodyguard, promising to watch over and cherish your nearest and dearest, even when you’re not around to do it yourself. […]
January 29, 2024
castilloinstaxStrong Relationships with Carriers
Building long-term relationships with reputable carriers enhances an agent’s credibility and reliability in the eyes of clients. Clients are more likely to trust agents who work with established carriers known for their financial stability and customer service. This trust is essential for fostering strong client-agent relationships and generating referrals. Carrier relationships are crucial for independent agents […]
January 26, 2024
AgencyWhat Insurance Does an HOA Need?
Homeowners associations (HOAs) are organizations formed within residential communities to manage and govern the common areas and shared amenities. The primary purpose of an HOA is to enhance and maintain the overall well-being, appearance and property values of the community. To safeguard against unforeseen events, HOAS must invest in the right insurance coverage. The following […]
January 12, 2024
castilloinstax10 Tips to Help You Prepare for Winter Weather
Winter in Balch Springs, Texas, might not be as harsh as in some other regions, but it’s essential for residents to prepare their homes for cooler temperatures. In this blog post, we’ll focus on winter tips tailored to Balch Springs, including preventing frozen pipes and optimizing thermostat settings. 1. Insulate Your Pipes: Even in milder […]
December 22, 2023
AgencyHow Castillo Insurance Celebrates the Holidays
Celebrate the Holidays with Castillo Insurance Agency During this festive season, our holiday setup brings a heartwarming sense of coziness, inviting customers into a space that feels just like home. Our carefully chosen color scheme accentuates our office décor and business logo, creating a unified and inviting atmosphere. As for our holiday traditions, we embrace […]
July 12, 2023
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]